Tuesday, 26 November 2019

We Don’t Pay Enough


When I attended the Canadian Forces Staff School many years ago, we worked in syndicates of eight students.  Each day we were presented with different problems to solve.  One such exercise started with the instructor telling us that we had been convened to come up with ideas to spend several million (probably billions today) dollars that had been assigned to the military to spend as soon as possible.  In the next two hours, we filled three blackboards with ideas; everything from new fighter jets to new married quarters.  It was a no brainer.  The next day, the instructor came in and told us that there had been a mistake.  We now had to find ways to save those same millions (billions) which had been slashed from the military budget (a much more realistic scenario).  We laboured over this problem for a full three hours and at the end had only one item on the board, something to do with building no new married quarters.  The lesson was that it turns out to be much easier to spend money than to save it.

This memory came to mind during the recent election campaign.  Each major party promised more goodies for the people such as free drug programs, free dental care and more.  But each party also promised to freeze or even lower taxes.  This of course must lead to higher deficits and debt at some level of government. After all, as governments at both the provincial and federal level, one way to reduce expenditures is to download programs to the next lower level.  Ontario has been a master at this with every Progressive (sic) Conservative government since Mike Harris.  The result has been to overload every municipal budget at the level that cannot run a deficit.  No matter to who, the taxpayer always pays. 
 
If we are to break this cycle of something for nothing, there are only two choices:  cut expenditures; or increase revenues.  As we see from the Staff School exercise, cutting programs, especially those that people have come to rely on, is difficult, and very unlikely to produce the types of savings necessary to come close to balancing a budget.  So, the only thing left is to increase revenue.  Although things like tariffs and user fees can be increased, again by themselves they would never be enough to cover our current deficits.  Things like free trade agreements prohibit raising tariffs too much.  And user fees are generally disliked by the public.

The answer is to raise taxes.  The largest contributor to revenues is income tax and this is where the burden must fall.  I realize that this will be a very unpopular suggestion.  People in Canada and the United States have a serious aversion to paying taxes.  But most European countries have taxes significantly higher than ours. Income taxes up to 60% to 70% are not uncommon for higher paid taxpayers in places such as the Scandinavian countries.  And we North Americans envy them for the extent and quality of their services.  Canada, meanwhile, tries to compare itself to the US when it comes to taxes.  But we forget the differences between the two countries in such things as health care and the enormous level of the US deficit and debt.  Canada has much more land than the US but has less than 10% of their population.  Governments in Canada try to keep business taxes as low as possible so that companies will not move their business elsewhere.  That leaves the burden solely on income tax of the individual taxpayer.  

So, one day you and your friends sit down with a copy of the federal budget and try to find savings of $30 billion a year and see how many things you can all agree on.

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